I’m waking up with spots and rashes all over my stomach and back?

Hello, I’m a 22 year old female with relatively good health. Within the past month, I got the first spot like in the picture, on my left leg. It looked like an insect bite and I didn’t think anything of it aside for the fact that it was itchy so I was putting anti-itch medicine on it. It went away within the next few days, but I broke out in a large red scaly patch on my upper right arm. At first it just looked like dry skin, so I was applying lotion to it. Then all of a sudden it started to itch which is when I had my partner take a look at it and we noticed I had spots on my neck now too. Which I have those in the bottom picture I sent. We thought it might be ringworm so we started using spray on it and then a cream because the spray wasn’t working and I started to break out with them on my back and breasts even through I had been keeping my bedding clean and treating them as if they were ringworm and not scratching them.. I kept on that routine for 3 weeks and now this morning I’m waking up with more patches all over my stomach and my lower right side of my back. The medication I’ve tried using for ringworm or other things we thought it might be haven’t helped at all. Some spots don’t itch and others are super itchy. They aren’t getting any small and every few days I seem to find at least 2 or 3 new patches coming in.. I don’t have the money to go to the doctors right now unless it’s an emergency.